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You are viewing rates from banks across Long Beach
Below are eighteen-month Certificates of Deposit (CD) rates from banks in Long Beach, California . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.
Long Beach, CA - October 30, 2025
18 Month CD National Average : 0.58% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.49% |
$10,000 |
16.34 |
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Rate History: 5.01% → 4.80% → 4.70% → 4.44% → 4.49% |
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samcasino | Mar 5, 2021 The best rate on any CD or savings account is .40% Read More |
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4.10% |
$1,000 |
17.71 |
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Rate History: 3.44% → 3.29% → 4.00% → 3.29% → 4.10% |
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4.00% |
$50,000 |
22.09 |
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Early Withdrawal Penalty is 8 months interest. |
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Geoffrey Christopher 1 | Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More |
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3.80% |
$2,500 |
- |
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Earty Withdrawal Penalty is 180 days interest. |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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3.80% |
$500 |
- |
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Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80% |
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2 Months with Vio Bank | Sep 4, 2025 And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More |
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3.80% |
$1,000 |
- |
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Early Withdrawal Penalty is 90 days interest. |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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3.75% |
$1,000 |
23.08 |
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Rate History: 4.35% → 4.25% → 4.20% → 3.75% |
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3.70% |
$10,000 |
- |
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Early Withdrawal Penalty is 270 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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3.45% 0.30% |
$250,000 $1,000 |
9.28 |
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Rate History: 4.10% → 3.80% → 3.79% → 3.60% → 3.45% |
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NORTY FLATZ | Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More |
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3.00% |
$1,500 |
17.16 |
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Rate History: 2.65% → 3.00% |
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Ryan | Feb 13, 2018 Is it legal to bring someone into the branch and shake them down and threaten them when they want to redeem their CD upon maturity (as opposed to allowing it to automatically renew)? If not, these guys an... Read More |
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2.85% |
$1,000 |
- |
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Rate History: 3.00% → 2.85% |
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RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
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2.02% |
$1,000 |
23.05 |
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Rate History: 3.05% → 2.53% → 2.02% |
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1.85% |
$1,000 |
23.63 |
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1.51% |
$1,000 |
8.83 |
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1.01% |
$10,000 |
12.21 |
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0.85% |
$100,000 |
23.15 |
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maris | Mar 2, 2019 does require us citizenship? Read More |
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0.84% |
$100,000 |
22.18 |
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0.79% |
$10,000 |
22.18 |
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0.78% |
$10,000 |
18.18 |
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0.75% |
$10,000 |
9.69 |
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0.65% |
$100,000 |
11.22 |
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0.65% |
$100,000 |
16.12 |
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0.65% |
$10,000 |
9.74 |
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RHG | Jan 29, 2019 The Bank does not have this product. Read More |
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0.65% |
$100,000 |
19.68 |
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0.65% |
$100,000 |
19.50 |
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0.65% |
$100,000 |
21.88 |
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0.65% |
$100,000 |
9.73 |
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0.55% |
$10,000 |
9.73 |
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0.55% |
$10,000 |
16.12 |
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0.50% |
$10,000 |
23.15 |
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maris | Mar 2, 2019 does require us citizenship? Read More |
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0.50% |
$10,000 |
11.22 |
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0.50% |
$2,500 |
9.73 |
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0.50% |
$10,000 |
21.88 |
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0.50% |
$10,000 |
21.95 |
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kristinalouise | Dec 6, 2018 I have to say, as a local business owner, I purposefully chose to work with a 'local business bank'. I moved my checking over when I incorporated and assumed that I would go to them when my needs increased... Read More |
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0.45% |
$10,000 |
21.96 |
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0.45% |
$10,000 |
21.91 |
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0.40% |
$10,000 |
19.08 |
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0.40% |
$100,000 |
18.48 |
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0.35% |
$10,000 |
18.48 |
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0.35% |
$10,000 |
20.47 |
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tomlynn | Apr 15, 2019 Very friendly and helpful here. We had closed an account last year, and were not asked what we planned to do with the money or if we found a better rate elsewhere. Just thanks for banking with us...so we ... Read More |
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0.30% |
$10,000 |
11.56 |
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0.30% |
$10,000 |
19.68 |
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0.30% |
$50,000 |
9.70 |
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0.25% |
$10,000 |
8.60 |
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Lori Kroko | Mar 10, 2021 I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More |
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0.20% |
$1,000 |
22.11 |
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sharzns | Jun 17, 2022 Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More |
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0.20% |
$10,000 |
19.50 |
Learn More
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| Branch | Street | City | State |
|---|---|---|---|
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Community Commerce Bank Monterey Park Branch |
2323 S. Atlantic Boulevard | Monterey Park | CA |
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State Bank of India (California) State Bank Of India (California) Branch |
707 Wilshire Boulevard, Suite 2900 | Los Angeles | CA |
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Finworth, a division of InsBank Century City Loan Production Office Branch |
1999 Avenue Of The Stars, Suite 1100 | Century City | CA |
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Monet Bank Brentwood Branch |
11755 Wilshire Boulevard, Suite 10 | Los Angeles | CA |
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Bank of Hope Torrance Market Branch |
4040 Pacific Coast Hwy | Torrance | CA |
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Habib American Bank Los Angeles Branch |
110 East Ninth Street, Al-10 | Los Angeles | CA |
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Zions Bank Santa Monica Branch |
100 Wilshire Boulevard | Santa Monica | CA |
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American Plus Bank, N.A. Pasadena Branch |
171 S. Hudson Ave. | Pasadena | CA |
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PCB Bank Torrance Branch |
2505 Torrance Boulevard | Torrance | CA |
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California International Bank, N.A. California International Bank, N.A. Branch |
8632 East Valley Boulevard, Suite A | Rosemead | CA |
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First Credit Bank First Credit Bank Branch |
9255 Sunset Boulevard | Los Angeles | CA |
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First Western Trust Bank First Western Trust Bank Century Cit Branch |
1900 Avenue Of The Stars, Suite 900 | Los Angeles | CA |
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First Western Trust Bank First Western Trust Bank Century Cit Branch |
1900 Avenue Of The Stars, Suite 900 | Los Angeles | CA |
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United Pacific Bank San Gabriel Valley Regional Office Branch |
101 West Garvey Avenue | Montery Park | CA |
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Open Bank Gardena Branch |
15435 S. Western Avenue, #d | Gardena | CA |
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US Metro Bank Us Metro Bank Branch |
9866 Garden Grove Boulevard | Garden Grove | CA |
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Golden State Bank Brea Branch |
403 W. Imperial Highway, Suite D | Brea | CA |
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Commonwealth Business Bank South Bay Branch |
3770 W. Sepulveda Blvd. | Torrance | CA |
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First General Bank San Gabriel Branch |
801 E. Valley Blvd Unit 103 | San Gabriel | CA |
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Mega Bank Mega Bank Branch |
245 West Valley Boulevard | San Gabriel | CA |
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Hanmi Bank Hanmi Bank Branch |
9300 Wilshire Blvd., Suite 101 | Beverly Hills | CA |
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Industrial and Commercial Bank of China USA, National Association Torrance Branch |
23133 Hawthorne Boulevard. Suite 100 | Torrance | CA |
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Industrial and Commercial Bank of China USA, National Association Torrance Branch |
23133 Hawthorne Boulevard. Suite 100 | Torrance | CA |
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Golden State Bank Brea Branch |
403 W. Imperial Highway, Suite D | Brea | CA |
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First Credit Bank First Credit Bank Branch |
9255 Sunset Boulevard | Los Angeles | CA |
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US Metro Bank Us Metro Bank Branch |
9866 Garden Grove Boulevard | Garden Grove | CA |
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Industrial and Commercial Bank of China USA, National Association Torrance Branch |
23133 Hawthorne Boulevard. Suite 100 | Torrance | CA |
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Hanmi Bank Hanmi Bank Branch |
9300 Wilshire Blvd., Suite 101 | Beverly Hills | CA |
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Mechanics Bank Beverly Hills Branch |
100 N Crescent Dr #125 | Beverly Hills | CA |
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Western Alliance Bank Beverly Hills Branch |
9355 Wilshire Boulevard | Beverly Hills | CA |
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Royal Business Bank West La Branch |
2105 Sawtelle Blvd. | Los Angeles | CA |
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Tustin Community Bank Tustin Community Bank Branch |
13891 Newport Avenue, Suites 100 & 130 | Tustin | CA |
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CalPrivate Bank San Diego Private Bank Branch |
18552 Macarthur Blvd, Suite220 | Irvine | CA |
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CalPrivate Bank San Diego Private Bank Branch |
18552 Macarthur Blvd, Suite220 | Irvine | CA |
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GBC International Bank Gbc International Bank Branch |
5670 Wilshire Boulevard, Suite 1780 | Los Angeles | CA |
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Farmers and Merchants Bank of Long Beach Redondo Beach Branch |
1304 S. Pacific Coast Hwy | Redondo Beach | CA |
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First General Bank San Gabriel Branch |
801 E. Valley Blvd Unit 103 | San Gabriel | CA |
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Bank of Hope Torrance Market Branch |
4040 Pacific Coast Hwy | Torrance | CA |
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Cathay Bank Torrance Branch |
23211 Hawthorne Boulevard, Suite 108 | Torrance | CA |
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Shinhan Bank America Torrance Branch |
22501 Crenshaw Boulevard | Torrance | CA |
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MidFirst Bank Century City Branch |
1875 Century Park East, Suite 1400 | Los Angeles | CA |
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Mega Bank Mega Bank Branch |
245 West Valley Boulevard | San Gabriel | CA |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.
Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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